Black Friday Bonus: Buy a New System ($15K+) & Get a $500 Visa Gift Card

Contact Us
SCHEDULE NOW
(781) 689-0971

HVAC and Plumbing Financing

Flexible Payment Solutions

Understanding Your HVAC and Plumbing Financing Options

A heating system replacement or a repiping project rarely arrives at a convenient moment. Financing exists so the timing of the repair does not have to match the timing of your savings. Sila offers financing through the GreenSky® consumer loan program, with loans provided by Synovus Bank, Member FDIC, NMLS #408043. Subject to credit approval; program lenders determine all credit decisions and loan terms. 1

Rates and terms change, and they depend on the plan and on your application, so we do not publish figures that might be out of date by the time you read them. Your technician can give you the current plans during the visit, or you can call the GreenSky program line for financing costs and terms before you decide anything.

Financing Options from GreenSky
Finance Your Project
Plan 2739
Plan 2521
Plan 2631
*Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.

Give Us a Call!

Or Let Us Contact You!

I Agree
Evaluating Your Choices

Financing Tiers, Eligibility, and Trade-Offs

Approval and rate are set by the program’s lender based on your application, not by Sila. That distinction matters: we can tell you what a project costs and which plans the program offers, and only the lender can tell you what terms you qualify for. 1

Quick Credit Decisions

You do not have to wait days to find out if you qualify. Our financing partners provide fast approvals, allowing our team to begin your installation or major repair immediately.

Flexible Monthly Payments

We offer a variety of terms so you can select a monthly payment that comfortably aligns with your household budget.

Competitive Interest Rates

Enjoy low interest rates that make funding your new furnace, air conditioner, or plumbing system highly affordable over the life of the loan.

No Prepayment Penalties

If you decide to pay off your balance early, you can do so at any time without facing hidden fees or extra charges.

Lines of Credit for Future Upgrades

Once approved, you can often use your available credit for additional home service projects, from lighting installations to water heater replacements down the road.

Application Steps

How to Apply for HVAC and Plumbing Financing

You can review and choose a payment structure during your service visit, alongside the quote itself.

A blue badge with an orange border shaped like a house roof displays a large white number 1 in the center, representing top-rated HVAC and plumbing financing solutions.

Consult With Your Technician

After assessing your heating or cooling system, your technician presents a detailed quote and reviews the payment structures available.

A blue house-shaped icon with an orange border and the number 2 in white centered inside, representing available HVAC and plumbing financing options.

Select and Apply

Compare terms, rates, and monthly payments, then submit your application through the GreenSky portal.

A white number 3 is centered on a blue pentagon with an orange border, symbolizing easy finance options for HVAC and plumbing financing.

Finalize

Sign the loan documents directly with the lender to put the terms in writing before any work begins.

The Sila Process

What to Expect From Our Team

If you have questions about the payment plans or want an inspection scheduled, reach out to Sila. We are glad to walk through the numbers before you commit to anything.

Schedule Now
(781) 689-0971
A white and orange Sila service van with text advertising heating, cooling, plumbing, and electrical services, and the website sila.com.

Sources

  1. Sila, Financing Options and Plans. GreenSky® program, lender, and disclosure language.
  2. Mass Save, 0% Interest Financing. HEAT Loan rate, $25,000 maximum effective January 1, 2025, eligibility, and qualifying measures.
  3. Sila, Instant Mass Save® Rebates.